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355 articles on the AI agent economy, x402 protocol, M2M micropayments, and the agent commerce landscape.

What Happens When Academics Stress-Test 15 x402 Payment Gateways: An Operator's Security Audit

EPFL and Zhejiang University researchers found 31 security vulnerabilities across 15 x402 facilitators. We audited our own gateway against every attack class in their paper. Here's what we found, what we fixed, and what every x402 operator should che

x402paymentssecurity

The x402 Foundation Lands: 40 Companies, One Protocol, and the Real Work Ahead

The x402 Foundation launched under Linux Foundation with 40 members including Visa, Mastercard, Stripe, Google, AWS, Shopify, and Adyen. The protocol has arrived. Now the hard part: turning 200M test transactions into a real commercial economy.

x402protocolindustry

The x402 Stack Is Real. The Commerce Isn't.

Linux Foundation x402 Foundation lands Visa, Mastercard, Stripe, AWS, Google, Circle. Solana claims $50B volume. But real daily agent commerce is ~$28K. The gap is verification.

x402industry

Solana + Google Cloud Just Launched Pay.sh — The Agent Payment Registry War Begins

Solana and Google Cloud launched Pay.sh, a unified registry for agent-payable APIs. Combined with Cloudflare Wallets and Circle Discovery API, the agent payment stack now has three competing discovery layers. Analysis of what this means for the emerg

cloudflarepaymentsdiscovery

Visa and Mastercard Just Entered the Agent Payment Race — What It Means for the M2M Economy

In June 2026, both Visa and Mastercard launched agent payment products. Combined with Cloudflare Wallets and the x402 Foundation's 40 members, the infrastructure layer is converging. The bottleneck is now discovery and accountability.

x402cloudflarepaymentsdiscovery

What AI Agents Actually Buy: On-Chain Data from 1,062 x402 Sellers

An on-chain analysis of 1,062 x402 seller wallets reveals what AI agents spend USDC on. Hint: It's not AI models. It's geocoding, gas prices, and PDF-to-Markdown. The data has implications for how agent marketplaces should be designed.

x402paymentsdiscovery

The M2M Payment Paradox: Why AI Agents Aren't Spending Money (Yet)

Infrastructure for agent-to-agent payments is exploding — Cloudflare, Mastercard, Visa, and 40+ members of the x402 Foundation have built the rails. But real transaction volume remains near zero. Here's why, and what needs to change.

x402cloudflarepaymentsindustry

OSL AgentPay Just Launched — What It Means for the x402 Ecosystem and Agent Commerce

OSL Group (HKEX:863) launched AgentPay today — a regulated multi-stablecoin payment infrastructure for AI agents supporting x402. The settlement layer is consolidating. Discovery is the next frontier.

x402paymentsdiscoveryecosystem

What 322 Agents Actually Use: The Agent Utility Stack, Ranked by Real Demand

Analysis of 9,927 agent-to-agent API calls reveals a surprising pattern: agents don't pay for AI wrappers. They pay for infrastructure utilities — memory, identity bypass, discovery, and chain data. Here's the data.

paymentsdiscovery

Mastercard Just Bought the Agent Payment Bridge — And the Stack Split in Two

Mastercard's $1.8B BVNK acquisition and OSL's AgentPay launch mark a structural shift: the agent payment stack has formally split into protocol and settlement layers. Here's what it means.

paymentsprotocolindustry

The Agent Payment Stack Just Split Into Three Layers — And Discovery Is the Next Battleground

OSL AgentPay's launch formally split the agent payment stack into protocol, settlement, and discovery layers. The first two are consolidating. Discovery — where agents find services worth paying for — is the wide-open third layer.

paymentsdiscoveryprotocol

The Agent Payment Stack Now Has 4 Layers — The Market Is Obsessed With the Wrong Two

Cloudflare, Coinbase, OSL, and 40+ companies have poured billions into settlement and wallet infrastructure for agent payments. But the stack has four layers, not two. The real bottlenecks — discovery and accountability — are barely being built. Here

cloudflarepaymentsdiscoveryindustry

7 Companies Just Raised $73M+ to Build Agent Payment Rails — August 2026 Competitive Roundup

In the first week of August 2026 alone: OSL AgentPay launched, MAGNE.AI raised $2.64M, Trustap got $10M, Casper Network shipped x402 on mainnet. The agent payment infrastructure race is accelerating faster than anyone predicted.

x402payments

Managed vs Open: Two Competing Visions for the Agent API Marketplace

aisa.one raised $6.5M to build a managed agent API platform. minia2a is bootstrapped with an open trial-first marketplace. The two models represent fundamentally different bets about how the agent economy will work. Here's what the data says.

discoverygrowth

Agent Budgets Just Went From Proposal to Production — And Why 98% of Credits Still Sit Idle

In one week, Cloudflare launched agent wallets with spending limits, Circle opened a Discovery API for 900+ services, and OSL built settlement infrastructure. But real-world data shows only 2% of issued agent credits are being spent. The infrastructu

cloudflarepaymentsdiscoverygrowth

Agent Allowance: How to Set Spending Limits for Autonomous AI Agents (2026 Guide)

Practical guide to giving your AI agents a budget. Pre-set spending limits, monitor usage via response headers, and let agents pay for APIs autonomously — without losing control. x402, USDC on Base.

x402payments

Why Your AI Agent Needs a Wallet — August 2026

AI agents are becoming autonomous. They need to pay for APIs, data, compute, and tools. Here's why every agent builder should think about payments now — and how to get started in 2 minutes.

payments

Why Your AI Agent Needs a Wallet — August 2026

AI agents are becoming autonomous. They need to pay for APIs, data, compute, and tools. Here's why every agent builder should think about payments now — and how to get started in 2 minutes.

payments

3 Steps to Integrate x402 Payments Into Your AI Agent — August 2026

Step-by-step guide: give your AI agent a wallet on Base L2. Set spending limits, make pay-per-call API requests, and verify on-chain USDC settlement — all in 3 steps with real code examples.

x402payments

The 2.4% Problem: Why AI Agents Aren't Spending Their Credits

31,900 API credits issued to registered agents. Only 760 spent (2.4%). This isn't a payment problem — it's a discovery problem. Analysis of the agent API utilization gap and what needs to change.

paymentsdiscoverygrowth